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Emerald FinancialMortgage Broking

Australian mortgage broking · 40+ lenders

The right loan is out there. We go and get it.

One conversation with an Emerald broker puts 40+ lenders in competition for your loan - home, investment, construction, commercial or SMSF. Free to you, and often thousands a year cheaper.

Free assessment · No credit check · No obligation

4.9 on GoogleACL 000 000Prefer a full assessment? Start here →
Established family home with a manicured front garden in bloom

We compare loans from 40+ lenders including

  • CBA
  • Westpac
  • NAB
  • ANZ
  • Macquarie
  • ING
  • Suncorp
  • Bankwest
  • AMP
  • Pepper Money
  • Firstmac
  • La Trobe
  • + 28 more

Every kind of lending

One broker for your whole lending life

First home to full portfolio, business premises to business equipment - we arrange it all, so your lending is structured as one strategy instead of six disconnected loans.

$M+

in loans settled

+

happy clients

+

lenders compared

+

years of experience

Why Emerald

Your bank offers you its loans. We offer you the market.

A bank can only ever sell you its own products. As brokers we work for you, compare 40+ lenders side by side, and are legally bound by a Best Interests Duty to recommend what suits you - not what pays us most.

Free to you

Lenders pay us a commission that we disclose in full. You pay nothing for our service, and it doesn't inflate your rate.

Best Interests Duty

Unlike bank staff, mortgage brokers are legally required to act in your best interests. It's the law, and we'd do it anyway.

We know the credit policies

Self-employed, casual income, five properties deep - we know which lenders will actually say yes before we apply.

One application, done right

No scattergun credit enquiries. We package your application properly and lodge it once, with the right lender.

4.9 on Google · 380 reviews

Our bank said no. Emerald found us a lender within a week and a rate 0.4% lower than anything we'd been offered. We're in our first home because of them.

Sarah & Tom K. - First home buyers, Penrith NSW

Market insights

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Ready to find your best loan?

A free assessment takes one call. We compare 40+ lenders and come back with real numbers - no obligation, no credit check.